Obviously, the easiest way to receive money in Mexico is to have someone simply deposit it into your account from wherever you’ve come from.
Of course, if you’ve lost your card, that’s not going to work.
On the other hand, people have been sending money to Mexico for decades, so it’s not totally impossible.
In fact, it’s such a common practice that the rules, the limits, and the procedures change – perhaps a bit more frequently than anyone would like.
The main thing to keep in mind is, of course, every private business, bank, or sending service, is going to charge you something.
People who do it all the time tend to know the limits and the prices, and obviously, they go with the service that will cost them the amount. Exchange rates also change, basically every day, so how much it’s ultimately going to cost you depends on that too.
For many years, the most reliable method has been through Western Union outlets within Elektra stores and more recently at Wal-Mart. Citibank/Citibanamex, Bank of America, ScotiaBank, Compass Bank and a few others have branches in Mexico City. But that’s not to say they are the best services.
In the age of digital transfers, far fewer people need to go and stand in line to send money. For picking up cash though, it tends to be similar to in the past.
Of course, the country of origin can also affect the cost and the quality of service. All of these services will cost you something.
The information on this page is primarily intended for travelers in unusual or emergency situations. Most commonly such situations will come up due to the loss or theft of a bank card that can’t be easily replaced in Mexico.
Don’t forget to ask your bank, though. Many private banks have partnerships that will allow you to transfer money for next to no cost, if not for absolutely free.